What Are Cookies and Why We Use Them

Cookies are small text files that websites place on your device to remember information about your visit. At valiqoresta, we use various tracking technologies to enhance your experience with our financial education platform, helping you navigate courses more efficiently and providing personalized learning recommendations.

Think of cookies as digital bookmarks that help us remember where you left off in a course, your preferred language settings, or which financial topics interest you most. This information allows us to create a more tailored educational experience each time you visit our platform.

Types of Tracking Technologies We Use

Essential Cookies: These are the foundation of our website's functionality. They handle user authentication, security measures, and basic navigation features. Without these, you wouldn't be able to log into your account or access course materials securely.

Performance and Analytics: We use tools like Google Analytics to understand how students interact with our content. This helps us identify which financial topics are most challenging, where students typically pause in their learning journey, and which resources prove most valuable.

Functional Enhancement: These cookies remember your personalization choices – your preferred course format, bookmark locations within lessons, and notification preferences. They're designed to make your return visits seamless and productive.

Educational Recommendations: Our platform uses tracking to suggest relevant courses and resources based on your learning history. If you've shown interest in investment fundamentals, we might recommend advanced portfolio management courses.

• Session management for course progress tracking
• User preference storage for personalized dashboards
• Security tokens for account protection
• Performance monitoring for optimal loading speeds
• A/B testing for educational content effectiveness

How Tracking Enhances Your Learning Experience

Our tracking technologies work behind the scenes to create a more intuitive learning environment. When you bookmark a lesson about budgeting basics, cookies ensure that bookmark appears consistently across all your devices when you're logged in.

The analytics we collect help us identify when students typically struggle with certain concepts, allowing our educational team to develop additional resources or modify explanations to be clearer and more accessible.

Your interaction patterns also help us recommend study schedules that align with successful learning behaviors we've observed from other students with similar goals and backgrounds.

Data Retention and Your Control

We retain different types of data for varying periods based on their purpose and legal requirements. Essential security cookies typically expire after your session ends, while preference cookies might be stored for up to two years to maintain your personalized settings.

Analytics data is aggregated and anonymized, helping us understand broad trends in financial education without identifying individual users. This information is retained for up to 26 months to analyze long-term learning patterns and course effectiveness.

You can modify your cookie preferences at any time using the management panel at the top of this page. Changes take effect immediately, though you may need to refresh your browser to see the full impact on your site experience.

• Essential cookies: Until session ends
• Functional preferences: Up to 24 months
• Analytics data: 26 months (anonymized)
• Marketing preferences: 12 months

Managing Your Browser Settings

Beyond our preference center, you can control cookies directly through your browser settings. Most modern browsers allow you to block specific types of cookies while allowing others, giving you granular control over your privacy preferences.

Keep in mind that blocking essential cookies will likely impact your ability to access course materials and maintain your learning progress across sessions. We recommend using our preference center for the best balance of privacy and functionality.

Popular browsers like Chrome, Firefox, Safari, and Edge each have different methods for managing cookies. Generally, you'll find these options in your browser's privacy or security settings section.

Third-Party Services and Integration

Our educational platform integrates with several third-party services to provide comprehensive learning tools. These might include video hosting platforms, quiz engines, or progress tracking systems that enhance your educational experience.

Each third-party service operates under its own privacy policy and cookie practices. We carefully select partners who maintain high privacy standards, but we encourage you to review their individual policies for complete transparency.

Google Analytics, for example, helps us understand which course sections are most engaging and where students might need additional support. YouTube integration allows us to embed educational videos while maintaining consistent playback quality across different devices and connection speeds.

Updates and Policy Changes

As digital privacy standards evolve and new educational technologies emerge, we may update this cookie policy to reflect changes in our practices or legal requirements. Any significant modifications will be communicated through email notifications and prominent announcements on our platform.

We typically review and update our privacy practices annually, or sooner if new regulations or technologies require immediate attention. Recent updates in 2025 have focused on enhanced user control options and clearer explanations of data usage.

Minor clarifications or corrections to this policy may be made without advance notice, but substantial changes affecting how we collect or use your data will always be communicated clearly with reasonable advance notice.